Terhemen Johnpaul Kpenkaan is a trained business incubation manager with a passion for entrepreneurship development. Over 15 years, he has effectively deployed his graphic design and branding skills to improve brand visibility and strategic positioning for more than 450 SMEs. As Director General of the Nigerian Youth Chamber of Commerce for three years, he successfully led a nationwide mission to promote ease of doing business for small enterprises, enabling them to scale their operations and become profitable. His innovative approach attracted the endorsement of the Central Bank of Nigeria for "Digital Asusu," a self-help fintech solution he developed to promote financial inclusion among low-income earners in the informal sector. Terhemen is currently a Strategic Communications and Knowledge Management Lead at Track-On Consulting Ltd, providing expert consultancy services to help clients keep their businesses on track.